The content on this website is published in good faith, and for educational and informational purposes only.  Whilst I do my best to publish accurate and up to date information, some of the information may be out of date, incorrect, or incomplete.  I do not owe you any duty of care in connection with the information on this website, and if you choose to rely on it or take action on it then you do so at your own risk.  I will not be liable for any losses or damages incurred as a result of relying on information on this website.  I am not a qualified financial adviser or counsellor and nor do I pretend to be on the internet, so you should seek advice from a professional.  Nothing in this website or in emails that I send to you should be construed as professional advice.

This website contains links to other websites controlled by third parties.  Whilst I take care to link only to reputable websites, I do not take any responsibility for the content, security or safety of third party websites, nor their use of your information.  You should read their privacy policy and disclaimers to understand how they use your information and the nature of the content on their sites.

The results I have discussed in this website were achieved through consistency and hard work.  I can’t guarantee that you will achieve the same.  Individuals may experience different results.

By using this website, you consent to our disclaimer and agree to the terms of the website.

This site disclaimer was last updated on 19 May 2021.